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planning for retirement: 3 simple steps

Start now. Invest in something sensible. Repeat step 2 a lot until you get enough to retire on start now If you haven’t got any retirement plans in place, then do something about that today.  None of...

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retirement in the UK

This post was written as part of the M-Network’s Money Matters for All Ages project. See the bottom of this article for the full list of participants and links to their articles. If you’re anything...

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working after retirement

Chris emailed me the following question: Can my company insist on my retirement at state retirement age or do I have the right to continue my employment? The answer I’ve found (via the TUC) is that...

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expat finances – National Insurance and State Pensions

I could have sworn that I’d written a very similar post to this before, but I couldn’t find it. In any case, I get asked quite a few questions about expat finances from British people living overseas...

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do you think about retirement?

I’m in my late twenties, so it’s about 40 years until I hit state retirement age, and it’s more than 25 years until I reach the age at which I can withdraw any of my pensions. I don’t often think about...

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why retirement planning is important

I was catching up on my reader when I noticed this great post from bluntmoney about how working until you die is not a good retirement plan. She’s right, working until you die doesn’t sound like fun,...

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a retirement calculator for you

I revisited my retirement plan the other day. I’ve got a really geeky spreadsheet that I can play with to work out whether I’d be on track to retire under different scenarios. Anyway, I realised that...

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and what do you have to show for it?

I don’t know if any of you have read Your Money or Your Life, but there’s an exercise at the beginning where you have to add up all the income you’ve ever had, and then calculate your net worth. I was...

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the best return you’re likely to make

Have you ever tried to make your way across a crowded bar? Usually, the easiest way is to find a line of people already moving and tack on the end of them. Although this works a lot of the time,...

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pensions are investments

You shouldn’t take financial advice from a Baptist minister. I was listening to Radio 4′s Thought for the Day earlier on, where a Baptist minister was talking about the sensible, risk averse people...

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